FREE PUBLIC-BENEFITS AND CERT EDUCATION
Five Sites. One Mission.
Free, plain-English video libraries and reference sites for the public-benefits decisions that move six-figure sums over a lifetime — plus IT certification training that costs thousands of dollars elsewhere. No ads. No paywalls. No inbox capture.
Reference Sites
Pick a topic. Each site is a complete, self-contained reference.
Public-benefits rules are written for actuaries, not humans.
The choices that determine how much VA disability you receive, when to claim Social Security,
whether to take Medicare Advantage or Original, and whether you qualify for Medicaid —
every one of them moves serious money over a lifetime. The rules are buried in regulation
PDFs, scattered across .gov sites, and gatekept behind “free
consultations” that cost thousands. This network of sites is the alternative.
Sourced from the regulations themselves. Updated when the rules change. Always free.
Most-Used Tools
Skip the homepages and jump straight to a calculator.
Why these sites exist
The same person who fights through the VA system, navigates a parent's Medicare Annual Enrollment, and applies for Medicaid for a sick relative shouldn't have to pay a consultant for each one. The reference content here is sourced from the U.S. Code, the Code of Federal Regulations, the SSA Program Operations Manual System (POMS), CMS enrollment guidance, IRS publications, and state Medicaid agency pages. Every page shows when it was last updated. When laws change — the PACT Act, the Inflation Reduction Act, the Social Security Fairness Act — the affected pages get a full review. Always free. No ads. No paywalls. No inbox capture.